Tracy City Homes under $500,000

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Newest Tracy City Homes under $500,000

$225,000

2 Beds ⋅ 1 Baths ⋅ 3611346 MLS ⋅ ACTIVE Status ⋅ 0.44 Acres ⋅ 37387 Zip Code

Luxurious Gated Tiny Home Community – Investment Opportunity! Nestled within the serene woods of Monteagle Mountain, just 1.5 hours from Nashville and 45 minutes from Chattanooga, this unique gated tiny home community offers an unparalleled opportunity for investors in the thriving Short-Term Rental (STR) market. Prime Location: Perfectly situated for those looking to escape the hustle and bustle while being within easy reach of two major cities, making it a prime destination for short-term renters. Tranquil, Secluded Setting: Surrounded by lush woods, this tiny home boasts a private backyard with forest views and a cozy fire pit – perfect for unwinding after a day of adventure. Outdoor Activities: Direct access to hiking and biking trails, ideal for nature enthusiasts. Explore the beauty of Tracy City in the Mountain or visit local attractions and restaurants nearby. Investor Opportunity: Non-owner occupied, short-term rental-friendly. Take advantage of the growing demand for unique, nature-inspired stays in a peaceful mountain environment. Whether you’re looking to expand your real estate portfolio or tap into the high-demand STR market, this luxurious tiny home community offers the perfect blend of investment potential and a tranquil retreat for guests.

125 Waters Edge Way, Tracy City

$460,000

4 Beds ⋅ 3 Baths ⋅ 3611235 MLS ⋅ ACTIVE Status ⋅ 1.4 Acres ⋅ 37387 Zip Code

Experience true country living on the Cumberland Plateau at 715 Raven Point Rd. This 4-bedroom, 3-full-bath home offers 3,007 square feet of space on 1.4 beautiful acres, giving you room to breathe and the peaceful quiet that only mountain country can provide. Step inside and you'll feel it right away: warm wood cabin-style interiors bring rustic charm and a cozy, welcoming feel to every room, while the generous floorplan leaves plenty of space for living, hosting, and relaxing. Outside, the land is the star, with room to garden, explore, or simply enjoy the stillness of the countryside. Outdoor enthusiasts will love being minutes from the Fiery Gizzard Trail, Grundy Forest, and South Cumberland State Park, with Monteagle, Sewanee, and I-24 access close by. Whether you're looking for a full-time residence or a mountain retreat, this one checks the boxes. Seller is motivated to sale and relocating! Schedule your private showing today!

715 Raven Point St, Tracy City

$424,500

3 Beds ⋅ 2 Baths ⋅ 3603690 MLS ⋅ ACTIVE Status ⋅ 37387 Zip Code

Tucked away in the coveted Retreat at Water’s Edge, this fully furnished 3-bedroom, 2-bathroom architectural gem with a soaring full-height loft is not just a home—it’s an experience. Crafted by innovative builder Aera Systems, this one-of-a-kind residence blends striking design with sustainable innovation, offering 1,200 sq ft of elevated indoor-outdoor living that comfortably sleeps up to 8 guests. From the moment you arrive, you’ll be drawn in by its minimalist elegance and forest-meets-lake setting. Step inside and breathe easy—literally. Built using cross-laminated timber, the home enhances air quality, ensures long-term durability, and delivers up to 50% better energy efficiency than traditional builds. Inside, every detail has been meticulously curated:• Custom designer furnishings• Soft-close Bento Living cabinetry• RBW lighting and luxe Design Within Reach pieces• Sleek exterior roller shades for privacy and comfort• Floor-to-ceiling windows that blur the line between inside and out The expansive private deck invites slow mornings and unforgettable evenings with a Goodland wood-burning hot tub, fire pit, and the soundtrack of nature all around. Beyond the home, community amenities complete the dream: scenic walking trails, communal fire pits, a playground, dock access, and future plans for a pool. All just minutes from Sewanee, the Fiery Gizzard trailhead, and The Caverns. Whether you’re searching for a luxe weekend getaway, a high-performing short-term rental, or both, this is the one you've been waiting for. Bonus? There are two homes available, right next door to each other.—Ask Lauren Gish for details. Located just 95 miles from Nashville and 50 miles from Chattanooga, this is your invitation to escape, invest, and indulge. But homes like this don’t last. Schedule your private tour today.

36 Waters Edge Way Unit B, Tracy City

$199,000

3 Beds ⋅ 2 Baths ⋅ 3602731 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 37387 Zip Code

Property being sold to settle an estate. (Sold as is.)

2192 Flat Branch Rd, Tracy City

$489,000

2 Beds ⋅ 2 Baths ⋅ 3599262 MLS ⋅ ACTIVE Status ⋅ 37387 Zip Code

Welcome to Lakuna Matata, a beautiful lakefront retreat in The Retreat at Water’s Edge! Designed for relaxing, entertaining and making memories, this newer cottage offers beautiful lake views, gorgeous sunsets and an inviting open-concept interior filled with natural light. The main level features a spacious primary suite with a king bed and private bath, along with built-in bunk beds providing additional sleeping space for family and guests.Two full baths on the main level . Upstairs, two queen beds create another comfortable and versatile sleeping area. Step outside and experience what makes this property truly special. Enjoy peaceful mornings overlooking the water, fish right from the property, gather around the private lakeside firepit in the evenings, or simply relax and take in the view. The Retreat at Water’s Edge offers community amenities including lake access, docks, playgrounds and community gathering areas. Short-term rental approved, this home offers an exciting opportunity for an investment property, vacation home—or the perfect place to simply get away from it all. Located on Tennessee’s beautiful Cumberland Plateau in Tracy City, you’ll be surrounded by hiking, waterfalls and outdoor adventures, with The Caverns just a short drive away. And best of all, this peaceful lakefront escape is only about 1½ hours from Nashville. Whether you’re looking to generate rental income or create your own weekend retreat, Lakuna Matata offers the best of both worlds!

113 Shoreside Ct, Tracy City

$269,000

2 Beds ⋅ 1 Baths ⋅ 3594189 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37387 Zip Code

Welcome to Tracy City, perched atop the Cumberland Plateau and home to some of the best outdoor recreation in the country, including legendary gorge hikes, mountain biking, and canopy ziplining. All of this, and you are a 45-minute commute to downtown Chattanooga. 235 Flat Branch Road is a lovingly updated cottage that will make you want to slow down and take a deep breath. Set back from the road, on a one-acre, mostly level, wooded lot, evenings are spent watching the deer - either from your rocking chair front porch or your very own firepit. Enjoy time with friends under the stars, and spend your weekends fishing, kayaking, canoeing, mountain biking, zip lining, or simply hiking through the abundant public and protected lands that surround this small town. Pay special attention to the Fiery Gizzard Trail, just three miles away, and named one of the top 25 hikes in the country. Grundy Lakes is another treasure less than two miles from your new home. Known by locals and day trippers alike as the perfect spot for swimming at the sandy beach, throwing a line in to fish, or walking the easy Lone Rock Trail. This cottage-in-the-woods has undergone a complete facelift over the last several years and is ready for its new owner. You will appreciate the updated kitchen and full bath, metal roof, modern flooring and fresh landscape. The newly added primary bedroom is a peaceful haven with smart storage and room to truly relax. -No HOA- Backyard has a portion fully fenced in; brand new washer and dryer convey *To get to Grundy Lakes at South Cumberland State Park from the home, head towards Hobbs Hill Road, turn Left onto Orange Hill Road, Right onto Lake Hill Road, and your destination is on the right. (1.7 miles)

235 Flat Branch Rd, Tracy City

$140,000

3 Beds ⋅ 2 Baths ⋅ 3592243 MLS ⋅ ACTIVE Status ⋅ 0.6 Acres ⋅ 37387 Zip Code

Welcome to 359 Lakes Road in Tracy City! This 3-bedroom, 2-bath home offers convenient one-level living and sits on over half an acre with a large, fully fenced front yard. Inside, the kitchen features stainless steel appliances, while recent improvements include an updated electrical system and a new HVAC system and ductwork installed within the last year. The .60-acre lot provides plenty of room to enjoy the outdoors, whether for pets, entertaining, or simply having some extra space. Located in the Tracy City area, the home also offers convenient access to some of the Cumberland Plateau's best outdoor destinations, including hiking, waterfalls, lakes, and nearby recreation areas. With important system updates already completed, a spacious lot, and easy access to the area's natural attractions, 359 Lakes Road is ready for its next owner. Schedule your showing today!

359 Lakes Rd, Tracy City

$309,000

1 Beds ⋅ 1 Baths ⋅ 3552128 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37387 Zip Code

**Luxurious Water Front Tiny Home - The Retreat At Water's Edge** Discover your investment opportunity in this tranquil 408 sqft tiny home located just 1.5 hours from Nashville in the serene woods of Tracy City. This fully furnished, turnkey property is ideal for non-owner-occupied short-term rentals. Enjoy a peaceful lifestyle surrounded by nature, with access to walking trails, fire pits, and pavilions. Explore nearby attractions including exquisite restaurants, hiking trails, and captivating caverns. Relax by the serene 75-acre lake, perfect for outdoor activities and relaxation. Whether you choose to self-manage or utilize property management services, this unique gem offers an all-in-one solution for your investment needs. Experience Tennessee at its best!

40 Sunset Ct, Tracy City

$249,900

3 Beds ⋅ 2 Baths ⋅ 3544752 MLS ⋅ ACTIVE Status ⋅ 1.49 Acres ⋅ 37387 Zip Code

Welcome home to peaceful country living! Situated on 1.49 acres, this well-maintained 2020 manufactured home offers 1,440 square feet, three spacious bedrooms, two full bathrooms, and a desirable split-bedroom layout. The private primary suite features a generous walk-in closet and an en-suite bathroom with double vanities, a soaking tub, and a separate shower. The bright, inviting living spaces provide plenty of room to relax and entertain, while the conveniently located laundry room adds everyday ease. Enjoy morning coffee on the front porch or unwind beneath the covered back porch while taking in the quiet surroundings. Set on a permanent foundation with a level yard and room to garden, play, or enjoy the outdoors, this move-in-ready home delivers space, comfort, and privacy at an attractive price. Schedule your showing today!

250 Clifford Dykes Rd, Tracy City

$259,000

1 Beds ⋅ 1 Baths ⋅ 3542892 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Welcome to this charming Tennessee Tiny Home, nestled in a gated community of The Retreat at Water’s Edge. The Overland, a bright & cheerful tiny home wrapped in creamy tones & calming lake house vibes is on the quite side of the community just across the street from the lake. This home is made for laid-back lake days, star-filled nights, & cozy evenings by the fire pit. Greeted by the covered front porch, perfect for morning coffee & soaking in the views, the door opens to the bright living space big enough for a full size couch and electric fire place & bar stools at the island, perfect morning breakfast spot in the modern kitchen with granite countertops, full size appliances, including a dishwasher, and washer & dryer making clean up a breeze. Invite your friends & family over because this tiny home sleeps 6 with a queen in the primary, two twin bunks in the hallway & two more twins in the upstairs loft enough space for everyone. So many ways to unwind & enjoy nature, grill out on the spacious deck, gather around the private firepit glowing with string lights, or take a walk to the lake just across the street. This Tiny Home comes move-in ready, fully furnished & stylishly decorated and has a previous STR history. It is only a year and a half old and very well taken care of. Come see how this Tiny Home combines cozy mountain living with big charm! Community is a gated wooded retreat with so much to offer like a 75 acre lake perfect for paddle boarding, swimming and fishing plus, kids love the playground, community pavilions, firepits and kayak rentals. It offers amazing hiking throughout the community, waterfall hike is just down the road and South Cumberland Park offers over 200 miles of outstanding hiking trails, leading to overlooks, waterfalls and great climbing areas!! Whether you’re looking for a vacation rental or a mountain home getaway to relax, recharge, or reconnect, Overland offers the perfect escape—peaceful, welcoming, and effortlessly cozy.

122 Hemlock Cv, Tracy City

$189,000

3 Beds ⋅ 1 Baths ⋅ 3542625 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Move-in ready brick home in historic Tracy City! This beautifully updated 3-bedroom, 1-bath home offers 1,047 sq ft with hardwood floors, newer appliances, and a welcoming, move-in ready interior. HVAC replaced in 2021 and water heater replaced in 2025. Enjoy views of the Mountain Goat Trail from the property and easy access to miles of biking, walking, and hiking trails. Located near the Fiery Gizzard Trail, Grundy Forest, Grundy Lakes, South Cumberland State Park, Savage Gulf State Park, Coalmont OHV Park, and the Miracle on the Mountain Playground & Splash Pad. A storage building with a garage door provides plenty of space for a vehicle, outdoor gear, or additional storage. A great home in growing Tracy City, ready for its next owner! Many great investment opportunities with STR or LTR.

2864 Pigeon Springs Rd, Tracy City

$369,900

2 Beds ⋅ 2 Baths ⋅ 3529606 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Create your own retreat at the desireable Retreat at Waters Edge, conveniently located off I-24 between Nashville & Chattanooga. You'll enjoy the charm & amenities this home and it's surroundings have to offer. This spacious site-built home comes with luxury finishes inside & outside. Includes a fully-equipped kitchen with all stainless-appliances remaining, island, granite countertops, and soft-close cabinets; primary bedroom with full bathroom, a loft that can be a bedroom or extra lounge area, and hallway bunks across from the 2nd full bathroom. Not only does it have a full kitchen but also full laundry room & storage -- don't miss the clever hideaway underneath the stairs. There is ample space to enjoy the outdoors too - fully-screened porch, open deck and patio area. There is ample storage under the deck, but you won't have to store a mower as basic lawncare of mowing/trimming is included with the HOA. Also included in the Retreat is a playground, community dock to the community 75-acre lake, and kayaks available to rent. If you want to venture out, there is shopping & restaurants in nearby Monteagle, Sewanee & Tracy City and several hiking trails & natural areas of South Cumberland State Park with the Fiery Gizzard and Savage Gulf State Park. This home is located on a corner lot & has an easy pull-through driveway. Underground utilities, city water & Spectrum internet.

246 Hemlock Cv, Tracy City

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.