Tracy City Homes under $400,000

2 Beds ⋅ 1 Baths ⋅ 3611346 MLS ⋅ ACTIVE Status ⋅ 0.44 Acres ⋅ 37387 Zip Code

Luxurious Gated Tiny Home Community – Investment Opportunity! Nestled within the serene woods of Monteagle Mountain, just 1.5 hours from Nashville and 45 minutes from Chattanooga, this unique gated tiny home community offers an unparalleled opportunity for investors in the thriving Short-Term Rental (STR) market. Prime Location: Perfectly situated for those looking to escape the hustle and bustle while being within easy reach of two major cities, making it a prime destination for short-term renters. Tranquil, Secluded Setting: Surrounded by lush woods, this tiny home boasts a private backyard with forest views and a cozy fire pit – perfect for unwinding after a day of adventure. Outdoor Activities: Direct access to hiking and biking trails, ideal for nature enthusiasts. Explore the beauty of Tracy City in the Mountain or visit local attractions and restaurants nearby. Investor Opportunity: Non-owner occupied, short-term rental-friendly. Take advantage of the growing demand for unique, nature-inspired stays in a peaceful mountain environment. Whether you’re looking to expand your real estate portfolio or tap into the high-demand STR market, this luxurious tiny home community offers the perfect blend of investment potential and a tranquil retreat for guests.

125 Waters Edge Way, Tracy City

$199,000

3 Beds ⋅ 2 Baths ⋅ 3602731 MLS ⋅ ACTIVE Status ⋅ 1.03 Acres ⋅ 37387 Zip Code

Property being sold to settle an estate. (Sold as is.)

2192 Flat Branch Rd, Tracy City

$269,000

2 Beds ⋅ 1 Baths ⋅ 3594189 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37387 Zip Code

Welcome to Tracy City, perched atop the Cumberland Plateau and home to some of the best outdoor recreation in the country, including legendary gorge hikes, mountain biking, and canopy ziplining. All of this, and you are a 45-minute commute to downtown Chattanooga. 235 Flat Branch Road is a lovingly updated cottage that will make you want to slow down and take a deep breath. Set back from the road, on a one-acre, mostly level, wooded lot, evenings are spent watching the deer - either from your rocking chair front porch or your very own firepit. Enjoy time with friends under the stars, and spend your weekends fishing, kayaking, canoeing, mountain biking, zip lining, or simply hiking through the abundant public and protected lands that surround this small town. Pay special attention to the Fiery Gizzard Trail, just three miles away, and named one of the top 25 hikes in the country. Grundy Lakes is another treasure less than two miles from your new home. Known by locals and day trippers alike as the perfect spot for swimming at the sandy beach, throwing a line in to fish, or walking the easy Lone Rock Trail. This cottage-in-the-woods has undergone a complete facelift over the last several years and is ready for its new owner. You will appreciate the updated kitchen and full bath, metal roof, modern flooring and fresh landscape. The newly added primary bedroom is a peaceful haven with smart storage and room to truly relax. -No HOA- Backyard has a portion fully fenced in; brand new washer and dryer convey *To get to Grundy Lakes at South Cumberland State Park from the home, head towards Hobbs Hill Road, turn Left onto Orange Hill Road, Right onto Lake Hill Road, and your destination is on the right. (1.7 miles)

235 Flat Branch Rd, Tracy City

$140,000

3 Beds ⋅ 2 Baths ⋅ 3592243 MLS ⋅ ACTIVE Status ⋅ 0.6 Acres ⋅ 37387 Zip Code

Welcome to 359 Lakes Road in Tracy City! This 3-bedroom, 2-bath home offers convenient one-level living and sits on over half an acre with a large, fully fenced front yard. Inside, the kitchen features stainless steel appliances, while recent improvements include an updated electrical system and a new HVAC system and ductwork installed within the last year. The .60-acre lot provides plenty of room to enjoy the outdoors, whether for pets, entertaining, or simply having some extra space. Located in the Tracy City area, the home also offers convenient access to some of the Cumberland Plateau's best outdoor destinations, including hiking, waterfalls, lakes, and nearby recreation areas. With important system updates already completed, a spacious lot, and easy access to the area's natural attractions, 359 Lakes Road is ready for its next owner. Schedule your showing today!

359 Lakes Rd, Tracy City

$309,000

1 Beds ⋅ 1 Baths ⋅ 3552128 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37387 Zip Code

**Luxurious Water Front Tiny Home - The Retreat At Water's Edge** Discover your investment opportunity in this tranquil 408 sqft tiny home located just 1.5 hours from Nashville in the serene woods of Tracy City. This fully furnished, turnkey property is ideal for non-owner-occupied short-term rentals. Enjoy a peaceful lifestyle surrounded by nature, with access to walking trails, fire pits, and pavilions. Explore nearby attractions including exquisite restaurants, hiking trails, and captivating caverns. Relax by the serene 75-acre lake, perfect for outdoor activities and relaxation. Whether you choose to self-manage or utilize property management services, this unique gem offers an all-in-one solution for your investment needs. Experience Tennessee at its best!

40 Sunset Ct, Tracy City

$249,900

3 Beds ⋅ 2 Baths ⋅ 3544752 MLS ⋅ ACTIVE Status ⋅ 1.49 Acres ⋅ 37387 Zip Code

Welcome home to peaceful country living! Situated on 1.49 acres, this well-maintained 2020 manufactured home offers 1,440 square feet, three spacious bedrooms, two full bathrooms, and a desirable split-bedroom layout. The private primary suite features a generous walk-in closet and an en-suite bathroom with double vanities, a soaking tub, and a separate shower. The bright, inviting living spaces provide plenty of room to relax and entertain, while the conveniently located laundry room adds everyday ease. Enjoy morning coffee on the front porch or unwind beneath the covered back porch while taking in the quiet surroundings. Set on a permanent foundation with a level yard and room to garden, play, or enjoy the outdoors, this move-in-ready home delivers space, comfort, and privacy at an attractive price. Schedule your showing today!

250 Clifford Dykes Rd, Tracy City

$259,000

1 Beds ⋅ 1 Baths ⋅ 3542892 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Welcome to this charming Tennessee Tiny Home, nestled in a gated community of The Retreat at Water’s Edge. The Overland, a bright & cheerful tiny home wrapped in creamy tones & calming lake house vibes is on the quite side of the community just across the street from the lake. This home is made for laid-back lake days, star-filled nights, & cozy evenings by the fire pit. Greeted by the covered front porch, perfect for morning coffee & soaking in the views, the door opens to the bright living space big enough for a full size couch and electric fire place & bar stools at the island, perfect morning breakfast spot in the modern kitchen with granite countertops, full size appliances, including a dishwasher, and washer & dryer making clean up a breeze. Invite your friends & family over because this tiny home sleeps 6 with a queen in the primary, two twin bunks in the hallway & two more twins in the upstairs loft enough space for everyone. So many ways to unwind & enjoy nature, grill out on the spacious deck, gather around the private firepit glowing with string lights, or take a walk to the lake just across the street. This Tiny Home comes move-in ready, fully furnished & stylishly decorated and has a previous STR history. It is only a year and a half old and very well taken care of. Come see how this Tiny Home combines cozy mountain living with big charm! Community is a gated wooded retreat with so much to offer like a 75 acre lake perfect for paddle boarding, swimming and fishing plus, kids love the playground, community pavilions, firepits and kayak rentals. It offers amazing hiking throughout the community, waterfall hike is just down the road and South Cumberland Park offers over 200 miles of outstanding hiking trails, leading to overlooks, waterfalls and great climbing areas!! Whether you’re looking for a vacation rental or a mountain home getaway to relax, recharge, or reconnect, Overland offers the perfect escape—peaceful, welcoming, and effortlessly cozy.

122 Hemlock Cv, Tracy City

$189,000

3 Beds ⋅ 1 Baths ⋅ 3542625 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Move-in ready brick home in historic Tracy City! This beautifully updated 3-bedroom, 1-bath home offers 1,047 sq ft with hardwood floors, newer appliances, and a welcoming, move-in ready interior. HVAC replaced in 2021 and water heater replaced in 2025. Enjoy views of the Mountain Goat Trail from the property and easy access to miles of biking, walking, and hiking trails. Located near the Fiery Gizzard Trail, Grundy Forest, Grundy Lakes, South Cumberland State Park, Savage Gulf State Park, Coalmont OHV Park, and the Miracle on the Mountain Playground & Splash Pad. A storage building with a garage door provides plenty of space for a vehicle, outdoor gear, or additional storage. A great home in growing Tracy City, ready for its next owner! Many great investment opportunities with STR or LTR.

2864 Pigeon Springs Rd, Tracy City

$369,900

2 Beds ⋅ 2 Baths ⋅ 3529606 MLS ⋅ ACTIVE Status ⋅ 0.37 Acres ⋅ 37387 Zip Code

Create your own retreat at the desireable Retreat at Waters Edge, conveniently located off I-24 between Nashville & Chattanooga. You'll enjoy the charm & amenities this home and it's surroundings have to offer. This spacious site-built home comes with luxury finishes inside & outside. Includes a fully-equipped kitchen with all stainless-appliances remaining, island, granite countertops, and soft-close cabinets; primary bedroom with full bathroom, a loft that can be a bedroom or extra lounge area, and hallway bunks across from the 2nd full bathroom. Not only does it have a full kitchen but also full laundry room & storage -- don't miss the clever hideaway underneath the stairs. There is ample space to enjoy the outdoors too - fully-screened porch, open deck and patio area. There is ample storage under the deck, but you won't have to store a mower as basic lawncare of mowing/trimming is included with the HOA. Also included in the Retreat is a playground, community dock to the community 75-acre lake, and kayaks available to rent. If you want to venture out, there is shopping & restaurants in nearby Monteagle, Sewanee & Tracy City and several hiking trails & natural areas of South Cumberland State Park with the Fiery Gizzard and Savage Gulf State Park. This home is located on a corner lot & has an easy pull-through driveway. Underground utilities, city water & Spectrum internet.

246 Hemlock Cv, Tracy City

$255,000

2 Beds ⋅ 3 Baths ⋅ 3528974 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 37387 Zip Code

A two-bedroom, two-and-a-half-bath home with a dedicated office, built with real finishes at a price that makes sense. The open floor plan runs on durable LVP throughout, and the kitchen delivers where it counts: granite countertops and soft-close cabinetry. The primary suite wraps up with a dual-sink vanity. Outside, a concrete driveway completes the polished, low-maintenance exterior. This home delivers all the features today's buyers want, at new construction pricing under $200/SF. The location adds even more appeal. You'll be just minutes from The Course at Sewanee, scenic state parks, hiking trails, and waterfalls that draw visitors from all over, plus local dining favorites like the historic High Point Restaurant and The Mountain Goat. To sweeten the deal, this property comes with a 3% seller concession and an additional 1% lender credit to bring a total savings of over $10,000 at the closing table. Buyer is not obligated to use the preferred lender to have an offer accepted, but must use the preferred lender to receive the credit. Ask agent for details!

2923 Ingman Rd, Tracy City

$255,000

2 Beds ⋅ 3 Baths ⋅ 3528965 MLS ⋅ ACTIVE Status ⋅ 0.35 Acres ⋅ 37387 Zip Code

A two-bedroom, two-and-a-half-bath home with a dedicated office, built with real finishes at a price that makes sense. The open floor plan runs on durable LVP throughout, and the kitchen delivers where it counts: granite countertops and soft-close cabinetry. The primary suite wraps up with a dual-sink vanity. Outside, a concrete driveway completes the polished, low-maintenance exterior. This home delivers all the features today's buyers want, at new construction pricing under $200/SF. The location adds even more appeal. You'll be just minutes from The Course at Sewanee, scenic state parks, hiking trails, and waterfalls that draw visitors from all over, plus local dining favorites like the historic High Point Restaurant and The Mountain Goat. To sweeten the deal, this property comes with a 3% seller concession and an additional 1% lender credit to bring a total savings of over $10,000 at the closing table. Buyer is not obligated to use the preferred lender to have an offer accepted, but must use the preferred lender to receive the credit. Ask agent for details!

2937 Ingman Rd, Tracy City

$260,000

3 Beds ⋅ 3 Baths ⋅ 3528953 MLS ⋅ ACTIVE Status ⋅ 0.53 Acres ⋅ 37387 Zip Code

Welcome to this brand-new home, set on a spacious half-acre lot, where quality finishes meet everyday value. This 3-bedroom, 2.5-bath home offers an open floor plan with durable LVP flooring throughout. The kitchen is elevated with granite countertops and soft-close cabinetry, while the primary suite enjoys the comfort of a dual-sink vanity. Outside, a concrete driveway completes the polished, low-maintenance exterior. This home delivers all the features today's buyers want, at new construction pricing under $200/SF. The location adds even more appeal. You'll be just minutes from The Course at Sewanee, scenic state parks, hiking trails, and waterfalls that draw visitors from all over, plus local dining favorites like the historic High Point Restaurant and The Mountain Goat. To sweeten the deal, this property comes with a 3% seller concession and an additional 1% lender credit to bring a total savings of over $10,000 at the closing table. Buyer is not obligated to use the preferred lender to have an offer accepted, but must use the preferred lender to receive the credit. Ask agent for details!

2959 Ingman Rd, Tracy City

Tracy City Homes under $400,000

Newest Tracy City Homes under $400,000