37324 Homes under $400,000

37324 Homes under $400,000

Welcome to the charming community of Decherd, Tennessee, nestled in the heart of Franklin County and proudly represented by the 37324 zip code. This delightful small town is not just a place to live; it's a community that welcomes you with open arms. Known for its scenic landscapes and friendly atmosphere, Decherd offers a unique blend of rural charm and modern conveniences.

For homebuyers seeking affordability without sacrificing quality, Decherd is an excellent option. The real estate market here features a variety of homes priced under $400,000, making it an attractive choice for families, first-time buyers, and retirees alike. Whether you're looking for a cozy cottage, a spacious family home, or a charming bungalow, this area has something to suit your needs.

Living in Decherd means enjoying the best of both worlds: a peaceful, small-town lifestyle while being just a short drive away from larger cities like Winchester and Tullahoma, where you can find shopping, dining, and entertainment options. Outdoor enthusiasts will appreciate the nearby parks and recreational areas, perfect for hiking, fishing, and enjoying nature.

As you explore the homes available in this vibrant community, you'll discover that Decherd is more than just a place to live—it's a place to thrive. With its affordable housing options and welcoming spirit, the 37324 zip code is ready to be your new home. Come and experience the warmth of Decherd, where every street feels like home and every neighbor is a friend!

Newest 37324 Homes under $400,000

71 Henry Lane, Decherd
$189,000
3 Beds ⋅ 2 Baths ⋅ 3303985 MLS ⋅ ACTIVE Status ⋅ 0.604 Acres ⋅ 37324 Zip Code
Move-in ready 2019 farmhouse-style manufactured home, 3BD/2BA, 1,280 sf on 0.604 acres in Decherd — 9 mi to Nissan, 18 mi to Arnold AFB. Permanent foundation with brick skirting. Stack-stone fireplace with blower, 8.5-ft ceilings, crown molding, hardwood-look flooring. Chef's kitchen: floor-to-ceiling Nutmeg cabinetry, center island with pendant lighting, farmhouse workstation sink, granite-look countertops, Whirlpool appliance suite (range, microwave, dishwasher, refrigerator with ice/water). Matching Whirlpool Cabrio washer/dryer — all included. Primary suite: large walk-in closet, garden tub, walk-in shower, linen tower. Two additional bedrooms with ceiling fans and crown molding. Hall bath with tub/shower. Barn door to spacious laundry/pantry. Curtains and blinds included. New 12x16 deck with solar lighting and flower planters, new septic system (inspected/approved Nov 2025), central HVAC, irrigated front beds, gravel driveway. Starlink 100 Mbps — equipment included. Smart home: Ring doorbell, interior camera, smart plugs — Alexa-controlled. Non-smoking, lightly occupied since 2021 — freshly painted, zero deferred maintenance. Financing: This home qualifies for VA and Freddie Mac conventional financing — portfolio loan options also available through local and specialty manufactured home lenders. 0% down financing may be available for qualified buyers. Seller will cooperate fully with lender requirements.

71 Henry Lane, Decherd

203 Kelly Dr, Decherd
$300,000
3 Beds ⋅ 2 Baths ⋅ 3283770 MLS ⋅ ACTIVE Status ⋅ 0.45 Acres ⋅ 37324 Zip Code
Welcome home to 203 Kelly Drive, a charming mid-century ranch that blends timeless character with thoughtful updates. This move-in ready home offers 3 bedrooms, 2 full bathrooms, and a spacious 2-car garage in a quiet, well-established neighborhood. Inside, you'll love the open-concept feel created by the remodeled living room, where a wall was removed to enhance the flow and functionality of the space. Fresh paint and all new flooring throughout give the home a clean, modern feel while preserving its classic ranch-style appeal. See full list of updates and features in documents below. Step outside to enjoy the fully fenced backyard, complete with new garden beds, a storage shed, and a covered patio —perfect for gardening, entertaining, or simply relaxing. Conveniently located just minutes from Tims Ford Lake and the charming downtown square, you'll enjoy easy access to local boutiques, restaurants, parks, and community events. The home is also near one of the nation's largest Nissan Powertrain manufacturing facilities and sits at the base of the beautiful Sewanee Mountain, offering a wonderful blend of small-town living and outdoor recreation. With an easy commute—approximately 80 miles to Nashville, 60 miles to Chattanooga, and less than 50 miles to Huntsville—this home is ideal for those seeking comfort, convenience, and a central location. Don't miss your opportunity to own this beautifully updated home in one of Middle Tennessee's most desirable communities! Home qualifies for zero down USDA loan program or 1% rate buy down with preferred lender - flyer in documents!

203 Kelly Dr, Decherd

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.