Winchester Homes under $700,000

Welcome to Winchester, Tennessee – a hidden gem nestled in the heart of Franklin County! Known for its rich history, friendly community, and picturesque landscapes, Winchester offers a perfect blend of small-town charm and modern conveniences. With its serene lakes, rolling hills, and vibrant downtown area, this city is an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Winchester boasts a variety of recreational activities, including hiking trails, fishing spots, and parks, making it a haven for outdoor enthusiasts. The stunning Tims Ford Lake is just a stone’s throw away, providing endless opportunities for boating, swimming, and picnicking. The local community is tight-knit, with events and festivals throughout the year that bring residents together to celebrate the city’s unique culture.

For those looking to call Winchester home, there are fantastic housing options available under $700,000. Whether you’re searching for a cozy cottage, a spacious family home, or a modern new build, you’ll find a diverse selection that caters to every taste and budget. Homes in this price range often feature charming architectural designs, generous yards, and convenient access to local amenities.

With its affordable housing market and welcoming atmosphere, Winchester is not just a place to live; it’s a place to thrive. Discover the beauty and warmth of this delightful city, and find your dream home today in Winchester, TN!

Newest Winchester Homes under $700,000

$250,000

3 Beds ⋅ 2 Baths ⋅ 3615203 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.54 Acres ⋅ 37398 Zip Code

Tims Ford Lake opportunity in Winchester! This 3-bedroom, 2-bath ranch offers approximately 1,552 sq. ft. on approximately 0.54 acres with plenty of potential for the buyer ready to make it their own. Features include hardwood flooring, spacious living areas, an attached garage/carport area, and a generous yard in the Rogers Haven community. Selling AS-IS. Buyer to independently verify any TVA dock/shoreline permit eligibility. Some listing photos have been digitally enhanced to remove personal belongings; the home’s permanent features and current condition should be verified in person.

300 Edgewater Dr, Winchester

$169,900

3 Beds ⋅ 2 Baths ⋅ 3613169 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37398 Zip Code

Charming three bedroom two bath plus bonus that could be used as a fourth bedroom! This home offers character, charm, and space! Located walking distance to the lake and only minutes from downtown.

1011 Massengill St, Winchester

$699,000

4 Beds ⋅ 3 Baths ⋅ 3613006 MLS ⋅ ACTIVE Status ⋅ 0.21 Acres ⋅ 37398 Zip Code

RARE SINGLE-STORY HOME WITH BEAUTIFUL TIMS FORD LAKE VIEWS! Welcome to 353 Hammock Drive, a beautifully positioned 4-bedroom, 3-bath home in the highly sought-after Twin Creeks Village community on Tims Ford Lake. Offering approximately 1,913 square feet, a 2-car attached garage, and one of the few single-story floor plans in the community, this home offers an exceptional combination of easy living, beautiful views, and the resort-style lifestyle Twin Creeks is known for. Inside, the open living spaces are designed for comfortable everyday living and effortless entertaining, with a natural flow to the home’s outdoor spaces. Step outside to a spacious open composite decking patio with plenty of room for dining, entertaining, and gathering while taking in beautiful views of Tims Ford Lake. A screened patio provides another inviting place to enjoy quiet mornings, evening cocktails, or simply the peaceful lake setting. On the 4th of July, you’ll have a front-row view of the fireworks right from your own patio. Thoughtful upgrades add to the home’s comfort and ease of ownership, including a fully encapsulated crawlspace and an irrigation system for the yard. Twin Creeks Village offers a true resort-style lifestyle with convenient access to Twin Creeks Marina, multiple resort-style swimming pools, clubhouse amenities, scenic walking paths, golf-cart-friendly streets, underground utilities, and fiber internet. Located within approximately 1.5 hours of Nashville, Huntsville, and Chattanooga, the home is equally suited for year-round living or a weekend lake escape. With its rare single-story design, beautiful Tims Ford Lake views, exceptional outdoor living spaces, and sought-after Twin Creeks location, 353 Hammock Drive is an opportunity to experience the lake lifestyle without sacrificing everyday comfort and convenience.

353 Hammock Dr, Winchester

$349,900

3 Beds ⋅ 2 Baths ⋅ 3612346 MLS ⋅ ACTIVE Status ⋅ 1.15 Acres ⋅ 37398 Zip Code

Discover the perfect blend of modern comfort and peaceful country living with this beautiful new construction home situated on 1.15 acres. Thoughtfully designed with today's buyer in mind, this home will feature durable LVT flooring, stunning quartz countertops, a luxurious tiled walk-in shower in the primary suite, and the convenience and efficiency of a tankless water heater. Now is the perfect time to make it your own! Purchase early and you'll have the exciting opportunity to choose your own colors and finishes, adding your personal touch before construction is complete.

Sisk Rd, Winchester

$389,000

2 Beds ⋅ 1 Baths ⋅ 3611610 MLS ⋅ ACTIVE Status ⋅ 9.57 Acres ⋅ 37398 Zip Code

NEW, IMPROVED price on prime real estate in Franklin County!! With over 600' of road frontage on AEDC Rd and next door to Scenic View Golf Course, 3754 AEDC Rd boasts TWO viable dwellings, along with 9.57 acres of picturesque farm land, complete with panoramic views of the mountains. Build your dream home or develop the parcel into smaller lots. Rehab the dwellings to have the perfect mini farm. The sky is the limit here for those looking for prime land with the potential of returns through multiple avenues. Sellers do not wish to divide the property for sale at this time! This property has one site-built single-family home and one manufactured home on a permanent foundation that, while needing some work, have been well-maintained by the current owners. The site-built single-family home has 1256 sq ft of livable space with 2 bed/1 bath and a detached one car garage. There is also an eat-in kitchen, living area and large utility room with washer/dryer hookups. The covered back deck offers the perfect place to sit and take in the mountain views. For those looking to increase square footage, there is ample opportunity to utilize some of the ample attic space to create more living area. There is also a full basement. The manufactured home is 3 bed/2 bath. It is approximately 1100 sq ft. It is on a permanent foundation and has a covered, attached carport. Buyer and/or buyer's agent to verify all information. Showings by appointment only.

3754 Aedc Rd, Winchester

$129,900

3 Beds ⋅ 1 Baths ⋅ 3611084 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37398 Zip Code

Home with great potential, on large lot in great neighborhood. Home was originally 3br 1 bath but it's a clear canvas right now, allowing for the right buyer to reshape the property to their liking. Conventional or Cash offers due to condition. Owner Financing available with 20k down payment financed at 10% interest rate. $1181 payment on 15 year loan, lenght of term is negotiable payment would vary accordingly.

115 NW 11th Ave, Winchester

$597,500

4 Beds ⋅ 3 Baths ⋅ 3610931 MLS ⋅ ACTIVE Status ⋅ 0.78 Acres ⋅ 37398 Zip Code

Welcome home to this exquisite 4-bedroom, 2.5-bath gem in the beautiful Franklin Hills Subdivision. Exceptionally well kept and full of inviting details, it’s a home you’ll want to see to truly appreciate. Inside, hardwood floors and soaring ceilings give the spacious great room a warm, open feel. An upstairs crosswalk overlooks the room, adding a distinctive touch. The generous primary suite is your own relaxing retreat, complete with an 8-by-8-foot walk-in closet and a whirlpool tub. Start the day with coffee on the lovely covered rear porch, or unwind there in the evening. A full-size two-car garage with a new epoxy floor and a large concrete driveway provide room for parking. Tim’s Ford Lake and town are just minutes away, and some décor will remain to make settling in a little easier.

133 Westmeade Dr, Winchester

$399,900

2 Beds ⋅ 2 Baths ⋅ 3610672 MLS ⋅ ACTIVE Status ⋅ 37398 Zip Code

Welcome to your dream home in a brand-new 55+ community designed for comfort, convenience, and low-maintenance living. This newly constructed, single-level home offers a thoughtfully designed floor plan with no steps, making everyday living effortless. Inside, you’ll find 2 spacious bedrooms and 2 full bathrooms, along with a large flex room perfect for a home office, hobby space, or guest area. The open-concept layout is complemented by custom cabinetry and beautiful quartz countertops in both the kitchen and bathrooms, blending style with functionality. Step outside to relax on the covered back porch, ideal for morning coffee or quiet evenings. Built with durable, low-maintenance Hardie board siding, this home allows you to spend less time on upkeep and more time enjoying life. As part of this vibrant 55+ community, residents enjoy access to exceptional amenities including a clubhouse, swimming pool, fitness center, and dog park—everything you need for an active and social lifestyle. Don’t miss this opportunity to own a brand-new home in a welcoming, amenity-rich neighborhood!

56 Deer Valley Cir, Winchester

$219,900

3 Beds ⋅ 2 Baths ⋅ 3602885 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37398 Zip Code

Welcome home to this spacious 2,040 sq ft double-wide manufactured home on a permanent foundation! This home features large bedrooms throughout, each with a walk in closets, offering plenty of space and storage. The kitchen offers an abundance of countertop space and cabinets, along with a large island - perfect for cooking, gathering, and entertaining. This home offers generous living space and wood burning fireplace. Retreat to to the oversized primary suite, complete with a huge walk in closet and a private bath featuring a soaking tub, an 8' vanity with a dedicated makeup area, and extra storage. Enjoy the outdoors from the large concrete front porch, and take advantage of the fully fenced backyard with a 24' above ground pool- ideal for summer fun! Extra storage provides added convivence.

1110 Hunt St, Winchester

$345,000

3 Beds ⋅ 2 Baths ⋅ 3602829 MLS ⋅ ACTIVE Status ⋅ 0.48 Acres ⋅ 37398 Zip Code

New Price and Offering Buyer Concessions!! Let's take a looksie. Welcome home to this beautifully remodeled 3-bedroom, 2-bath ranch offering the ease of all one-level living & stylish updates throughout. From the moment you step inside, you’ll appreciate the fresh, modern feel created by brand-new luxury vinyl plank flooring throughout the home & new tile flooring in both bathrooms. The spacious living area is warm & inviting, offering the perfect place to relax or entertain. The adjoining kitchen & dining area provide an open, functional layout ideal for everyday living & gatherings. The private primary suite features elegant trey ceilings, creating a spacious retreat you’ll love. The ensuite bath includes new sliding barn door entry, double vanities, a relaxing soaking tub w jets, separate walk-in shower & large walk-in closet, offering both comfort & convenience. Two additional bedrooms are generously sized & share a full bath, making this home perfect for the whole crew, guests, your hobbies or a home office. Step outside to enjoy the brand-new covered deck overlooking the fully fenced, level backyard—ideal for morning coffee, outdoor dining, entertaining, or simply relaxing. The level yard offers plenty of space for the pets, gardening, or play. Let's not forget the huge oversized two car boat garage with brand new garage door.. Yes deep enough for your boat! This home is truly move-in ready.The low-maintenance, one-level floor plan & modern finishes provide the perfect combination of comfort, style & functionality. Conveniently located near Tims Ford Lake, Twin Creeks Marina, several boat ramps, the Elk River for Fly Fishing, shopping, dining, schools & everyday amenities, this beautifully updated home is ready for its new owners. If you’re looking for turnkey living, modern upgrades & fantastic outdoor space, this home checks all the boxes. Don’t miss your opportunity to own this move-in-ready gem!

79 Charlotte Dr, Winchester

$217,900

3 Beds ⋅ 2 Baths ⋅ 3602587 MLS ⋅ ACTIVE Status ⋅ 0.51 Acres ⋅ 37398 Zip Code

Complete Renovation in 2026! Cute 3 bed/1.5 bath home totally updated with LVP flooring throughout, SS appliances, washer & dryer and all new bathroom. Home has a complete cellar underneath with separate entry on back that could be finished at buyer's discretion or make a great storage. New vinyl windows. Large yard that is partially fenced. Property extends into the back treeline. Close to Winchester square, hospital, public library and more.

417 Laura Ave, Winchester

$189,900

2 Beds ⋅ 1 Baths ⋅ 3602546 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37398 Zip Code

Take A Look!! This adorable totally renovated 2-bedroom, 1-bath cottage that blends cozy charm with fresh modern updates! Step inside to find beautiful LVT flooring throughout, a bright and inviting interior, and an updated kitchen featuring stainless steel appliances. The bathroom has been refreshed with stylish tile surrounding the bathtub, adding a clean, modern touch. Outside you will appreciate the durability and low maintenance of the metal roof. Conveniently located close to town, shopping, dining, and everyday amenities, this charmer would make a wonderful starter home, downsizing option, or investment property.

407 Laura Ave, Winchester

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.