Lynchburg Homes under $400,000

Welcome to Lynchburg, Tennessee—a charming city nestled in the heart of Moore County, known for its rich history, picturesque landscapes, and a warm sense of community. Famous as the home of the Jack Daniel’s Distillery, Lynchburg offers a unique blend of Southern hospitality and small-town charm, making it an ideal place to call home.

The city boasts a vibrant downtown area filled with quaint shops, delightful eateries, and local events that bring residents together. Nature enthusiasts will appreciate the stunning scenery surrounding Lynchburg, with opportunities for hiking, fishing, and exploring the beautiful countryside. Whether you’re strolling along the historic streets or enjoying a peaceful afternoon in one of the local parks, Lynchburg provides a serene backdrop for a fulfilling lifestyle.

For those looking to settle down in this delightful city, there are numerous homes available for under $400,000. This price range offers a variety of options, from cozy single-family homes to charming townhouses, catering to diverse tastes and needs. With its affordable housing market, Lynchburg allows families, first-time homebuyers, and retirees to find their perfect sanctuary without breaking the bank.

Imagine waking up to the gentle sounds of nature, enjoying the close-knit community, and living in a home that fits your budget. Lynchburg, TN, is not just a place to live; it’s a place to thrive. Come discover the endless possibilities that await you in this enchanting Southern city!

Newest Lynchburg Homes under $400,000

$339,900

3 Beds ⋅ 1 Baths ⋅ 3601879 MLS ⋅ ACTIVE Status ⋅ 0.35000000000000003 Acres ⋅ 37352 Zip Code

Nestled on beautiful Tim’s Ford Lake, this adorable lakefront getaway offers the perfect place to relax, unwind, and enjoy everything lake life has to offer. This home's location just 10 minutes from the famous Jack Daniel’s Distillery and charming downtown Lynchburg will provide you with convenience while still enabling you to feel tucked away in your own peaceful retreat. This 3-bedroom, 1-bath home has plenty of space and even room to add another bathroom if desired. While it’s not a custom site-built home, it is absolutely cute, cozy, and full of charm. The single wide with addition offers comfortable living with a warm, welcoming feel throughout. Outside is where this property truly shines. The beautifully landscaped yard, covered back porch, and outdoor patio area create the perfect setting for grilling out, entertaining, or simply enjoying the peaceful sounds of the water flowing down the hill behind the home into the lake. It’s the kind of place where mornings are quiet, evenings are relaxing, and life just slows down a little. The property also includes a boat slip, carport, and storage building—making it move-in ready for lake weekends or full-time living. If you’ve been looking for an affordable way to enjoy lakefront living on Tim’s Ford Lake, this one is definitely worth a look. Home has a brand new HVAC unit! Your boat stays in the water, how convenient, this home comes with a slip!

310 Hasty Hollow Rd, Lynchburg

$379,900

3 Beds ⋅ 2 Baths ⋅ 3601603 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37352 Zip Code

Beautifully remodeled brick home in the heart of Lynchburg, Tennessee, just moments from the historic town square and the world-famous Jack Daniel’s Distillery! This 3-bedroom, 2-bath home offers a spacious open floor plan with two separate living areas, beautiful hardwood flooring throughout, tile bathrooms, and eye-catching wood-accent ceilings. One bathroom features a relaxing soaking tub, while the other offers a beautifully tiled walk-in shower. The kitchen features custom cabinetry, granite countertops, and a large island perfect for gathering and entertaining. Cozy up by the gas-log fireplace or enjoy the additional space offered by the oversized laundry/mudroom and storage area with exterior access. Extensively remodeled in 2018, the home also features a new HVAC system with all-new ductwork installed in 2025 and a 2018 water heater. With its prime location near downtown Lynchburg, local shops, dining, parks, and area attractions, this property offers a wonderful opportunity for a primary residence, weekend getaway, or potential short-term rental.

606 Main St, Lynchburg

$374,900

3 Beds ⋅ 2 Baths ⋅ 3545385 MLS ⋅ ACTIVE Status ⋅ 5.1 Acres ⋅ 37352 Zip Code

Recently remodeled 3-bedroom, 2-bath, 1,464 SQ FT home on 5.1 scenic acres with a 40x24 detached garage. Enjoy a circular driveway, beautiful Hurricane Creek views, and a cozy wood-burning stove. Updated kitchen includes refrigerator, stove, dishwasher & microwave. Lake access is within walking distance for fishing, kayaking, or relaxing by the water. Enjoy privacy, modern updates, and outdoor recreation!

1927 Hurricane Creek Rd, Lynchburg

$314,900

3 Beds ⋅ 2 Baths ⋅ 3542029 MLS ⋅ ACTIVE Status ⋅ 0.41000000000000003 Acres ⋅ 37352 Zip Code

OWNER FINANCING OPTION AVAILABLE with 10% DOWN! Good credit and credit check will be required. Terms and conditions will apply. One- level living in this charming home located in a wonderful Lynchburg neighborhood! Just 4 minutes away from the historic Lynchburg Square, you'll have convenient access to local restaurants, shops, community events, and all the charm this small town has to offer. Designed with convenience in mind, this home features all one-level living along with a handicap-accessible bathroom, providing added comfort and flexibility. Relax on the covered front porch, enjoy the modern kitchen with built in pantry, and enjoy the real hardwood floors featured throughout the home. Need extra storage or workspace? You'll love the oversized outbuilding, created by combining two buildings into one spacious structure—ideal for a workshop, hobbies, lawn equipment, or additional storage. Conveniently located with easy access to Tullahoma, Fayetteville, and Winchester, this home offers a great combination of peaceful small-town living and accessibility to surrounding areas. Best of all, there's no HOA! Whether you're looking for your first home, downsizing, or simply searching for a quiet place to call home, this Lynchburg property is ready to welcome you.

88 Kitty St, Lynchburg

$399,000

3 Beds ⋅ 2 Baths ⋅ 3260542 MLS ⋅ ACTIVE Status ⋅ 0.62 Acres ⋅ 37352 Zip Code

Lake Living Meets Fresh, Modern Style — Welcome to 1682 Ridgeview Run! Tucked into the highly sought-after Ridgeville subdivision just minutes from Tims Ford Lake, this beautifully remodeled 3-bedroom, 2-bath home offers something few houses can: deeded-style lake access right from your own backyard. The property adjoins a TVA common area, giving homeowners who border it their own access down to the shoreline — swim, fish, paddle, or simply soak in the water views whenever you like. And with seasonal lake views from the expansive back deck, you'll watch the water sparkle through the trees from your own outdoor living room. Inside, the renovation shines from the moment you step through the leaded-glass front door. The open living room features a trey ceiling, recessed lighting, and new luxury vinyl plank flooring that flows throughout the home. The brand-new kitchen is a showstopper — custom gray shaker cabinetry, gleaming stone countertops, classic subway tile backsplash, stainless appliances with vent hood, and a matte black gooseneck faucet — all opening to a light-filled dining area wrapped in windows overlooking the wooded, park-like 0.62-acre lot. The private master suite offers a walk-in closet and a spa-caliber en-suite bath: dual-sink vanity, designer black fixtures, and an oversized marble-look tiled shower with frameless glass, pebble-stone tile floor, and built-in niche. Two additional bedrooms share a stylishly updated full bath with marble-topped vanity. Out back, an expansive freshly painted deck is made for grilling and gathering, while the covered rocking-chair front porch begs for slow mornings with coffee. Below, the oversized drive-under 2-car garage and huge unfinished basement offer endless workshop, storage, or expansion potential. Fresh, turn-key, and steps from the lake — schedule your private showing today!

1682 Ridgeview Run, Lynchburg

$379,900

4 Beds ⋅ 2 Baths ⋅ 3250967 MLS ⋅ ACTIVE Status ⋅ 1.57 Acres ⋅ 37352 Zip Code

Where beautiful country setting plus newly remodeled home equal the perfect blend of comfort, charm and modern living. From the moment you step inside, you'll notice the updated flooring, fresh paint stylish fixtures and thoughtfully designed living space. The kitchen has been updated with granite countertops, and stainless steel appliances. Note: the wall oven, microwave and hood range are not pictured in this house, but will be installed. The basement is not included in the square footage, giving you the potential to expand and create the space you have been wanting. This home is conveniently located just minutes from charming downtown Lynchburg, this home offers the perfect balance of peaceful country living with easy access to local shops, dining and the historic small-town atmosphere.

3152 Tanyard Hill Rd, Lynchburg

$399,900

3 Beds ⋅ 2 Baths ⋅ 3239711 MLS ⋅ ACTIVE Status ⋅ 0.72 Acres ⋅ 37352 Zip Code

Tucked away on a spacious, private lot just minutes from the historic Lynchburg Square and world-famous Jack Daniel’s Distillery, this beautifully renovated two-story home offers the perfect blend of modern updates and peaceful country living. Surrounded by mature trees and featuring an oversized yard with plenty of room to enjoy the outdoors, this property provides the privacy you’ve been searching for without sacrificing convenience. Inside, you’ll find fresh renovations throughout, generous living spaces, and an inviting layout designed for everyday living and entertaining. The updated kitchen showcases gorgeous granite countertops and ample cabinet space, while the home’s spacious floor plan provides room for family, guests, hobbies, or a home office. Whether you’re relaxing in the quiet surroundings, hosting gatherings, or exploring all that Lynchburg has to offer, this move-in-ready home delivers comfort, space, and location in one exceptional package.

1040 Old Fayetteville Hwy, Lynchburg

$309,900

2 Beds ⋅ 1 Baths ⋅ 3225804 MLS ⋅ ACTIVE Status ⋅ 0.13 Acres ⋅ 37352 Zip Code

Charming Historic Crutcher House Step into timeless charm with this beautifully remodeled 2 bedroom, 1 bath historic home located in the heart of Lynchburg. Just steps from the town square and next door to Miss Mary Bobo’s Restaurant, this property offers both character and convenience in one of Tennessee’s most beloved destinations. This inviting home has been thoughtfully updated while preserving its historic appeal. Enjoy a brand-new kitchen with new modern appliances, updated bath with tile shower and new fixtures. Refreshed interior, rocking chair front porch and a new deck—perfect for relaxing or entertaining. Previously operated as a successful short-term rental (Airbnb), this property presents an excellent opportunity for investors or anyone seeking a cozy getaway home with income potential. Property Highlights: • 2 Bedrooms / 1 Bathroom • Fully remodeled with preserved charm • Refinished Hardwood Floors • New kitchen & appliances • New outdoor deck • Short walk to Lynchburg Square and Jack Daniel’s Distillery Ideal as an investment property, weekend retreat, or full-time residence. Don’t miss this unique opportunity to own a piece of Lynchburg history!

275 Main St, Lynchburg

$315,000

3 Beds ⋅ 2 Baths ⋅ 3211073 MLS ⋅ ACTIVE Status ⋅ 0.85 Acres ⋅ 37352 Zip Code

Beautifully updated home in a highly desirable location between Tullahoma and Lynchburg, just minutes from Tims Ford Lake. This spacious 3 bedroom, 2 bath home sits on a large level lot with plenty of room to enjoy country living while still being convenient to town. Inside you’ll find raised ceilings, oversized rooms, an eat-in kitchen with appliances remaining, and a functional split-bedroom floor plan designed for comfort and privacy. The fenced backyard and covered patio make the perfect setup for entertaining, pets, or relaxing evenings outdoors. A standout feature of this property is the impressive two-story barn/workshop located beside the home. With power and plenty of space, this building offers endless possibilities including a guest suite, home office, hobby space, workout area, studio apartment, or future in-law suite conversion. Rare opportunity to have extra usable space like this already in place. Move-in ready and full of potential, this property offers the perfect blend of space, flexibility, and location.

148 Rileys Bend Rd, Lynchburg

$209,900

2 Beds ⋅ 2 Baths ⋅ 3205828 MLS ⋅ ACTIVE Status ⋅ 0.31 Acres ⋅ 37352 Zip Code

Check out this unique A-frame home only about 1000 ft from Tims Ford Lake and less than a mile to Lost Creek Boat Ramp in Lynchburg, TN with plenty of space inside and out. This property has a great setup with an open living area, updated finishes, and a comfortable layout that makes it easy to enjoy. Outside, you’ve got a huge patio for entertaining, entire rear area is concrete and fenced, a covered back porch, and double screened-in front decks on both levels that are perfect for relaxing and taking in the quiet surroundings. The property also includes a 20x10 shed/workshop giving you plenty of room for tools, equipment, or extra storage. Whether you’re looking for a full-time home, weekend place, or investment opportunity, this one has a lot to offer in a peaceful Lynchburg setting.

475 Lost Creek Rd, Lynchburg

$235,000

3 Beds ⋅ 1 Baths ⋅ 3189953 MLS ⋅ ACTIVE Status ⋅ 1 Acres ⋅ 37352 Zip Code

Situated on a quiet dead-end road, this charming 3-bedroom home offers a peaceful setting where neighbors still look out for one another and life moves at a gentler pace. With just a few homes beyond it, this property enjoys a sense of privacy while still being part of a close-knit, welcoming community. It’s the kind of place that feels comfortable the moment you arrive—simple, inviting, and full of potential for someone ready to make it their own. Inside, you’ll find a functional layout with three bedrooms and one bath, offering a great opportunity for those who value setting, simplicity, and the ability to personalize over time. The home is serviced by well water, sourced straight from nature and recently tested clean, adding to the property’s natural appeal. Whether you’re looking for a quiet place to settle in or a property with heart and potential, this sweet little spot is one you’ll want to see for yourself.

91 Golden Rd, Lynchburg

$269,000

3 Beds ⋅ 3 Baths ⋅ 3133883 MLS ⋅ ACTIVE Status ⋅ 0.76 Acres ⋅ 37352 Zip Code

"MOTIVATED SELLERS $10,000 TOWARD BUYERS CLOSING COSTS! "Tims Ford Lake Community of Lynchburg. Just minutes from a near boat launch or a tour of the infamous Jack Daniels Distillery. This home is situated in an established neighborhood with a spacious front and back yard. It's convenient to town for the daily needs of your household but also to the lake for recreation. It provides 3BRs and 3BAs but there is also extra room for individual space or storage with the conversion of the bonus room divided into 2 separate areas for you to decide how it would be best suited for your living arrangements. Enjoy privacy and the freedom for pets to roam in your backyard with the addition of the security fencing. A nice shed will be left for more additional storage. Call to schedule your tour.

225 Lake Forrest Rd, Lynchburg

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